COST CHECKLIST
Check the
whole bill.
Ask each service for the same details. Keep the written quote before agreeing to charges that repeat.
Why no sticker price?
As of September 28, 2026, the U.S. market has no sermorelin product with approval from the Food and Drug Administration (FDA).
With no approved product being sold, there is no drug maker’s published price or government price.
The pharmacy or care service sets the price for pharmacy-made sermorelin.
Get a quote for the medicine and the care being discussed.
Ask for each charge in writing
Write down each charge and the total. If a charge is missing, ask for it before agreeing to pay.
| Check | Ask |
|---|---|
| The visit | Do I pay separately for the first visit? |
| Blood tests | What tests are being proposed, and who will bill me for them? |
| The medicine | What does one supply of the prescription medicine cost, and how long will it last? |
| Supplies and delivery | Are supplies and shipping included? |
| Follow-up | Are review visits or membership fees extra? |
| Later bills | Does the quoted rate change, and when? |
CHECK WITH YOUR PLAN
Ask about each part of the bill.
Ask your insurer about the visit, tests and exact medicine. Get confirmation for the care being proposed.
- Does my plan cover each of these charges?
- Does it need to agree to pay in advance?
- What would I pay myself?
Paying from a health account
A health savings account is shortened to HSA. A flexible spending account is shortened to FSA. Both hold money for medical costs.
Money in these accounts is put aside before tax to pay medical costs allowed by the rules.
Spending for general health alone does not count as medical care under rules from the IRS, the U.S. tax agency, checked September 26, 2026.
For treatment costs to qualify, the treatment needs to be for a specific disease that a doctor has diagnosed.
To find out whether you have an HSA or FSA, check your account papers or ask your employer.
Ask what proof the plan needs
Call the company that runs your account. Look for its number on your account papers, or ask your employer who to call.
Ask whether money from your HSA or FSA can pay this exact bill, or pay you back after you pay it yourself. Get an answer before counting on that money.
A note that explains why treatment is needed is called a letter of medical necessity.
The company that runs your account may ask for that note.
As of September 26, 2026, IRS tax rules do not require the document known as a letter of medical necessity.
Open the IRS sources
BEFORE AGREEING
Keep the exit terms with the quote.
- If no medicine is prescribed, what fees will I still owe?
- How do I end the plan?
- What has already been paid for if I stop?
- Can I take time to compare the written quote?